Insurance and risk advice for cyber and technology businesses.
Technology creates opportunity, but it also creates new layers of risk.
Businesses today depend on technology to communicate, store information, process payments, deliver services and manage day-to-day operations.
That reliance creates exposures ranging from cyber attacks and data breaches through to system interruption, fraud, professional liability and the loss of sensitive information.
Omnisure takes the time to understand how technology is used across your organisation, the information you hold and the services you provide, helping build an insurance programme that responds to both digital and broader business risks.
Cyber and technology risk can affect every part of the business.
01.
Data breaches
Sensitive customer, employee or business information can be exposed, stolen or accessed without authorisation.
02.
Business interruption
A cyber attack or system failure can prevent organisations from accessing critical systems, disrupting normal operations and revenue.
03.
Cyber extortion
Criminals may encrypt systems, steal information or threaten to release sensitive data unless a ransom is paid.
04.
Fraud and theft
Cyber incidents can result in financial loss through social engineering, fraudulent payments or unauthorised access to accounts.
05.
Professional liability
Technology businesses can face claims if products, advice, software or professional services fail to perform as expected.
06.
Privacy and regulatory obligations
A data breach can create notification, investigation, legal and regulatory obligations in addition to the cost of responding to the incident itself.
Cover designed around digital, professional and operational risk.
Cyber Insurance
Cover for the costs associated with cyber attacks, data breaches, system compromise and the response required following an incident.
Business Interruption
Protection against loss of income and additional expenses where a covered cyber incident disrupts normal business operations.
Incident Response and Forensic Investigation
Cover for specialist support required to investigate an incident, understand the extent of the breach and recover or restore affected systems and data.
Cyber Extortion
Protection against certain costs associated with cyber extortion and ransomware events.
Privacy and Data Breach Liability
Cover for legal liabilities and expenses arising where personal or confidential information is exposed or compromised.
Notification and Public Relations Costs
Support for notifying affected customers and managing communications following a data breach or cyber incident.
Information Technology Liability
Protection for technology businesses against claims arising from the provision of IT products, software, advice and professional services.
Professional Indemnity
Cover for claims alleging errors, omissions or failures in professional advice or service delivery.
A practical approach to managing technology risk.
01.
Understand the digital exposure
We look at the systems, data, services and third-party dependencies that are critical to the way your organisation operates.
02.
Consider the wider business impact
Our advice looks beyond the technical event itself to consider interruption, liability, financial loss and reputational damage.
03.
Review as technology changes
New systems, platforms, services and ways of working can create new exposures. We help keep the insurance programme aligned as the organisation evolves.
Cyber insurance without unnecessary complexity.
Advice based on your business
We consider how technology is actually used across your organisation rather than relying on a generic cyber solution.
Broader risk perspective
Cyber risk often overlaps with professional liability, crime, management and business interruption exposures. We look at how these risks work together.
Responsive claims support
Cyber incidents can move quickly. Our team stays involved to help clients navigate the insurance response and coordinate with the relevant specialists.
Ongoing review
Technology and cyber threats continue to change. We help clients review their programme as their systems, services and exposures evolve.
Talk to our cyber and technology specialists.
Jackee Huang
Guidance and commentary from the team
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Let’s talk about your cyber and technology risks.
