Insurance and risk advice for not-for-profit and charity organisations.
Protecting the work that matters most.
Not-for-profit and charity organisations often operate with limited resources, complex funding arrangements and significant responsibilities to clients, communities, staff, volunteers and stakeholders.
Insurance programmes need to reflect more than just the assets of the organisation. Governance, professional services, people, cyber risk, property and service delivery can all create exposures that need to be considered together.
Omnisure takes the time to understand how your organisation works, who you support and where the greatest risks sit, helping create an insurance programme that protects both the organisation and the important work it delivers.
Not-for-profit risk extends across people, governance and service delivery.
01.
Governance and management
Boards, directors and senior leaders can be exposed to claims arising from decisions, employment matters, regulatory obligations and organisational management.
02.
Professional services
Organisations providing advice, care, support or specialist services can face claims relating to errors, omissions or the way those services are delivered.
03.
People and volunteers
Employees and volunteers are often central to service delivery, creating workplace, safety and liability risks that need to be managed carefully.
04.
Public and participant safety
Organisations working directly with members of the community can face significant liability exposures involving participants, visitors and third parties.
05.
Cyber and privacy
Not-for-profits often hold sensitive personal, health and financial information, making cyber security and privacy risk increasingly important.
06.
Funding and business continuity
An unexpected event can interrupt services, damage facilities or place pressure on funding and cash flow, making continuity planning an important part of risk management.
Insurance solutions shaped around your organisation.
Management Liability
Protection for directors, officers and the organisation against management-related claims, investigations and employment matters.
Professional Indemnity
Cover for claims arising from advice, professional services, errors or omissions in the delivery of services.
Public and Products Liability
Protection against claims involving third-party injury or property damage connected with your activities, premises or services.
Cyber Insurance
Cover for cyber incidents, data breaches, system interruption, privacy events and related recovery costs.
Property Insurance
Protection for buildings, contents, equipment and other physical assets used in delivering services.
Business Interruption
Cover designed to help manage the financial impact of an insured event that disrupts normal operations.
Workers’ Compensation
Support for workplace injury, claims management and the obligations associated with employing people.
Volunteer Personal Accident
Cover designed to provide protection for volunteers if they are injured while carrying out approved activities for the organisation.
A more considered approach to not-for-profit risk.
01.
Understand the organisation
We look at your services, people, funding, governance and operating environment before recommending cover.
02.
Identify the real exposures
Rather than relying on generic packages, we focus on the risks that could genuinely affect the organisation and its ability to deliver services.
03.
Review as things change
New programmes, funding arrangements, locations and service models can all change your risk profile. We help keep the insurance programme aligned as the organisation evolves.
Specialist advice for organisations with a bigger purpose.
Sector experience
Our team understands the specific challenges faced by not-for-profit and purpose-driven organisations and the way these risks can differ from traditional commercial businesses.
Tailored programmes
We take the time to understand your organisation rather than relying on a standard package or one-size-fits-all approach.
Responsive support
When questions, changes or claims arise, our team is available to help navigate the issue and keep things moving.
Long-term relationships
We work with clients throughout the year, helping review changing risks, improve programmes and support better decisions over time.
Talk to our not-for-profit and charity specialists.
Austin Rosier
Gagan Luthra
Guidance and commentary from the team
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Omnisure Welcomes Rest Assured Insurance Services
Specialist Disability Accommodation (SDA): An evolving market
Let’s talk about protecting your organisation.
