Insurance and risk advice for professional and financial services.
Professional risk is often tied directly to the advice you give.
Professional and financial services businesses rely on expertise, trust and strong client relationships, but that also creates exposure when advice, decisions or service delivery are challenged.
Claims can arise from alleged errors, omissions, financial loss, regulatory issues, cyber incidents, employment matters or disputes over professional responsibilities.
Omnisure takes the time to understand the services you provide, the clients you work with and the obligations that come with your profession, helping create an insurance programme that supports both your day-to-day operations and long-term business resilience.
Professional risk can come from many different directions.
01.
Professional advice and service delivery
Claims can arise where clients allege that advice, recommendations or professional services have caused financial loss.
02.
Regulatory obligations
Professional and financial services firms often operate within detailed regulatory frameworks, creating exposure to investigations, compliance failures and legal costs.
03.
Cyber and privacy
Businesses handling financial, personal or commercially sensitive information can be attractive targets for cyber criminals and data theft.
04.
Management and employment risk
Directors and managers can face claims relating to employment matters, workplace decisions, governance and the management of the business.
05.
Client disputes
Even where advice has been delivered appropriately, disagreements over expectations, outcomes or responsibilities can lead to costly disputes.
06.
Business interruption
Technology failure, property damage or other insured events can disrupt client service, affect revenue and place pressure on business continuity.
Insurance solutions built around professional responsibility.
Professional Indemnity
Protection against claims alleging errors, omissions, negligence or failures in the provision of professional advice and services.
Management Liability
Cover for directors, officers and the business against a range of management-related claims, investigations and employment matters.
Cyber Insurance
Protection against cyber incidents, data breaches, system interruption and the costs associated with responding to an attack.
Crime and Fraud Cover
Cover for certain financial losses arising from fraud, theft, dishonest acts or social engineering events.
Public Liability
Protection against claims involving third-party injury or property damage arising from business activities.
Business Insurance
Cover for office contents, equipment and other physical assets used in the operation of the business.
Business Interruption
Protection designed to help manage loss of income and additional expenses following an insured event that disrupts normal operations.
Employment Practices Liability
Cover for claims involving workplace issues such as discrimination, harassment, unfair dismissal and other employment-related matters.
A considered approach to professional risk.
01.
Understand the service
We look at the advice, services and responsibilities your business takes on so the insurance programme reflects the actual professional exposure.
02.
Consider the wider business risk
Professional indemnity is only one part of the picture. We also consider cyber, management, employment and operational risks around the business.
03.
Review as the business evolves
New services, clients, staff and regulatory obligations can change your exposure over time. We help keep the programme aligned as the business develops.
Clear advice for complex professional risks.
Advice shaped around your profession
We take the time to understand the work you do, the clients you serve and the responsibilities attached to your advice.
Broader risk perspective
We look beyond individual policies to understand how professional, cyber, management and operational risks interact across the business.
Responsive support
When questions, changes or claims arise, our team is available to help navigate the issue and keep things moving.
Ongoing programme review
As your business grows or your services change, we help review the programme so cover continues to reflect your current risk profile.
Talk to our professional and financial services specialists.
Austin Rosier
Jackee Huang
Gagan Luthra
Guidance and commentary from the team
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Let’s talk about your professional risk.
