Flexible cover built around your business.

Business Package Insurance provides practical protection for small to medium sized businesses, helping manage everyday operational risks and recover faster when the unexpected happens.

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One business.
Multiple risks to protect.

Business Package Insurance is designed for small to medium sized businesses and can bring a range of important covers together within one tailored programme.

Property damage, interruption, theft, liability, machinery and other operational risks can all affect a business differently, so the cover needs to reflect the way you actually operate.

We consider your business activities, asset values, contractual obligations and industry-specific exposures to help structure cover appropriately and reduce the risk of uninsured losses or unnecessary premium spend.

No two businesses face exactly the same risks, so the right package should be built around yours.

Cover that can adapt to the risks your business faces.

A Business Package can be customised with different sections depending on your operations, assets and exposures.

01. Public and Products Liability

Cover if a third party is injured or their property is damaged in connection with your premises, products or business activities.

02. Fire and Perils

Protection against defined events such as fire, storm and malicious damage affecting insured business property.

03. Theft & Money

Cover for certain loss or damage to insured goods following events such as forcible entry, assault or violence, as well as loss of business money while in transit or secured in an insured safe.

04. General Property

Protection against accidental loss or damage to insured business property.

05. Personal Accident and Sickness

Cover for you or an employee following certain accidents or illnesses, subject to the policy selected.

06. Employee Dishonesty

Protection against certain financial losses caused by fraudulent or dishonest conduct by employees.

Built around your business

Small business. Personal advice.

Designed for small and medium businesses.

Business Package Insurance can suit established SMEs across a broad range of industries, as well as new businesses putting their insurance arrangements in place for the first time.

Clear advice and a practical next step.

Talk to us about your business, existing insurance and the risks you need to protect. We’ll explain the available options and help you structure a package that suits the way you operate.

Talk to our business package specialists.

Our team works with small and medium businesses to understand their operations, identify key risks and structure practical insurance packages around the way they work.