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Job-specific cover for your construction projects.

Contract Works Insurance, also known as Construction All Risks Insurance, provides cover for construction-related activities across a single project or multiple projects, including accidental physical loss or damage, theft and third-party liabilities.

Make sure the contract and the insurance are speaking the same language.

Construction projects can involve a complex mix of contracts, responsibilities and insurance requirements, with risk changing as the project moves from planning through to completion.

Many standard Public and Products Liability policies exclude Contractual Liability, while construction contracts may include specific insurance obligations that can affect whether a claim is accepted.

Omnisure helps review the project, the contract and the insurance requirements together, so the cover arranged is better aligned with the obligations you are taking on before work begins.

Before you sign a new contract, make sure your insurance programme can respond to the responsibilities you are accepting.

Cover for the risks that come with building projects.

Contract Works Insurance can include protection across the physical works, equipment, third-party exposures and financial consequences associated with construction.

01.

Contract Works Damage or Theft

Cover for material damage, accidental loss or theft affecting the contract works while construction is underway.

02.

Third-Party Property Damage

Protection where construction activities cause damage to property belonging to another party.

03.

Plant, Equipment and Existing Structures

Cover can include material damage to on-site plant and equipment, as well as existing structures associated with the project.

04.

Third-Party Bodily Injury

Protection against certain liabilities arising where another person is injured in connection with the construction project.

05.

Legal Liability

Cover for certain legal liabilities arising from the project, subject to the terms and conditions of the policy.

06.

Advanced Loss of Profits and Rental

Protection against certain financial losses where an insured event delays completion of the project or affects anticipated rental income.

07.

Transit Cover

Cover for certain project materials and equipment while being transported to or from the construction site.

08.

Delay in Start-Up

Cover designed to respond where an insured loss delays the completion and commencement of the project.

Built around the project.

From builders to project owners.

Designed for construction professionals.

Contract Works Insurance can suit builders, subcontractors and tradespeople running their own projects, as well as project owners preparing to undertake construction work.

Cover that reflects the contract.

We consider the type and number of vehicles you operate, how they are used and the drivers behind the wheel, then work with insurers to source and negotiate an appropriate motor insurance solution.

Talk to our contract works and construction specialists.

Our team works with builders, trades, subcontractors and project owners to understand construction risks, review contractual requirements and arrange cover around the way each project is structured.

Tristen van Rhoon

Senior Risk Adviser
ANZIIF (SNR ASSOC) CIP, DIP, IB
Email: Tristen@omnisure.com.au
Phone: + 61 9959 2913
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Let’s talk before the project starts.

Whether you are preparing to sign a new contract, starting a construction project or reviewing existing cover, our team can help make sure the insurance aligns with the risks and responsibilities involved.