Protection against cyber attacks, data breaches and digital disruption.
Cyber risk is now a mainstream business risk.
Businesses rely on technology to store information, communicate, process payments and keep day-to-day operations moving, but that reliance also creates new areas of exposure.
Data breaches, fraud, ransomware, system interruption and the theft of sensitive information can create significant financial, legal and reputational consequences.
Cyber Insurance is designed to help businesses respond to these events, covering a range of costs associated with investigation, recovery, notification, liability and ongoing business interruption.
Cover for the costs that can follow a cyber incident.
Business Interruption
Cover for loss of income and related expenses required to continue trading following a covered cyber incident or data breach.
Forensic Investigation and Recovery
Cover for specialist investigation costs to determine the extent of an incident and help restore or recover lost data.
Blackmail and Extortion
Protection against certain ransom and extortion costs where criminals gain access to sensitive information or systems.
Theft and Fraud
Cover for certain losses involving the theft, destruction or misuse of data following a cyber event.
Legal Defence Costs
Cover for eligible legal expenses associated with defending claims arising from a data breach or cyber incident.
Notification Costs
Cover for the costs involved in notifying affected clients or customers following a data breach.
Incident Response and Public Relations
Cover for certain immediate response costs, including communications and public relations support following an incident.
Credit Monitoring
Cover for eligible credit monitoring services provided to customers affected by a data breach.
Fines and Penalties
Cover for certain fines and penalties arising from a regulatory claim following a data breach, where legally insurable.
Third-Party Liability
Protection where the business becomes liable for damages because a failure to secure data has caused loss to a client or other third party.
Built around the way your business uses technology.
Designed for businesses that rely on digital systems.
Cyber Insurance can suit any business that uses internet-connected devices to store sensitive information, including client data, employee information or commercially sensitive records.
Especially important for electronic payments.
Businesses that accept payments electronically can face additional exposure to fraud, theft and system compromise, making cyber protection an increasingly important part of the wider insurance programme.
Talk to our cyber insurance specialists.
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Protect your business from digital disruption.
