Insurance solutions that help reduce transaction risk.
Complex transactions need more than standard insurance.
Buying or selling a business involves a significant amount of due diligence, negotiation and risk allocation between the parties.
Even after extensive review, uncertainties can remain around warranties, tax positions, historic liabilities and other matters that may only become apparent after the transaction has completed.
Mergers & Acquisitions Insurance can transfer selected transaction risks to an insurer, helping buyers and sellers negotiate with greater certainty and structure deals around their commercial objectives.
Protection for some of the key risks within a transaction.
01.
Warranty & Indemnity Insurance
Protection against financial loss arising from breaches of warranties or indemnities given in connection with the sale of a business.
02.
Buyer-Side Protection
A buyer-side W&I policy can provide direct recourse to the insurer for covered warranty breaches, reducing reliance on recovering losses from the seller.
03.
Seller-Side Protection
Seller-side cover can protect against certain warranty claims made by a buyer, helping reduce the seller’s ongoing financial exposure after completion.
04.
Tax Liability Insurance
Cover can be structured around identified tax exposures where there is uncertainty about how a tax authority may ultimately treat a particular position.
05.
Contingent Risk
Insurance may be available for certain known legal or contingent exposures where the outcome remains uncertain but could have a material financial impact.
06.
Post-Completion Risk
Transactional insurance can help manage selected liabilities that might otherwise remain with the buyer or seller after the transaction has closed.
Helping deals move forward with greater certainty.
Facilitate a Clean Exit
W&I Insurance can help sellers reduce ongoing exposure and avoid tying up significant portions of the sale proceeds against future warranty claims.
Strengthen Buyer Protection
Buyers can obtain protection beyond the financial recourse a seller may be willing or able to provide.
Protect Key Relationships
Insurance can reduce the need for buyers to pursue sellers who remain involved with the business as executives, shareholders or commercial partners after completion.
Support Negotiations
Transferring selected risks to an insurer can help resolve differences between the protections sought by a buyer and the liabilities a seller is prepared to retain.
Built around the transaction.
Designed for complex deals.
M&A Insurance can support corporate buyers and sellers, private equity firms, investors and other parties involved in acquisitions, disposals and corporate transactions.
Every policy starts with the deal.
The structure of the transaction, due diligence, sale agreement and allocation of risk all influence the insurance solution. We work with clients and their advisers to understand those elements and approach specialist insurers with a clear view of the protection required.
Talk to our mergers and acquisitions specialists.
Products you might also be interested in…
Guidance and commentary from the team
The Commute Gap: Why Journey Cover Matters for Your Employees
Omnisure Welcomes Rest Assured Insurance Services
Specialist Disability Accommodation (SDA): An evolving market
Let’s talk about the risks within your transaction.
